Before going into the business of collecting debts for creditors from North Carolina consumers, a collection agency must first obtain a state collection agency permit. A collection agency must also include its permit number in each written communication with each consumer debtor.
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If you live in North Carolina and you have unpaid debts, at some point in time you will likely get a letter or call from a debt collection attorney or law firm hired by your creditor. Unfortunately, many North Carolina residents are
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Repeated, unwanted calls from debt collectors can be annoying, even harassing. Many consumers have told me that they considered filing for bankruptcy just to stop the calls! That is a drastic step that may not be necessary in every case. That’s because
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